Hamster Wallet

Imprint / Legal Disclosure (Impressum)

Information in accordance with § 5 DDG (German Digital Services Act):

Project & Brand Names (Fantasienamen):
OctaSwap / Hamster Wallet / OctaCrypt

Legal Entity & Owner (Sole Proprietorship / Einzelunternehmen):
Jannik Willi Dauser
Friedensstraße 18
55583 Bad Kreuznach
Germany

Contact Information

Email: contact.octacrypt@gmail.com
Phone: +49 1520 4112299

Tax & Regulatory Status

Small business owner (Kleinunternehmer) in accordance with § 19 UStG (German VAT Act).

EU Dispute Resolution

The European Commission provides a platform for online dispute resolution (ODR): https://ec.europa.eu/consumers/odr/. We are neither willing nor obliged to participate in dispute resolution proceedings before a consumer arbitration board.

Disclaimer on Non-Custodial Routing

This website operates strictly as a non-custodial technical routing interface. All cryptocurrency swaps and fiat transactions are executed directly by independent, regulated third-party providers (such as ChangeNOW and Guardarian) under their own licenses, Terms of Service, and KYC/AML compliance frameworks.

Terms of Use

Last Updated: October 2026

1. Introduction and Scope of Service

Welcome to OctaSwap / Hamster Wallet (also operating under the brand OctaCrypt), legally operated by the sole proprietorship Jannik Willi Dauser, Friedensstraße 18, 55583 Bad Kreuznach, Germany ("Platform", "we", "us", or "our"). By accessing or using our website and software interface, you ("User" or "you") agree to be legally bound by these Terms of Use, our Privacy Policy, and our AML/KYC Policy.

2. Non-Custodial Interface & Third-Party Routing Architecture

• Pure Software Interface: Our Platform acts strictly as a non-custodial technical interface and routing aggregator. We do not act as a bank, financial institution, custodian, broker, or money transmitter.
• No Custody of Funds: At no point do we take possession of, store, hold, or control User funds, private keys, or fiat currencies.
• Third-Party Execution (ChangeNOW & Guardarian): All crypto-to-crypto swaps and fiat-to-crypto / crypto-to-fiat transactions initiated via our interface are processed and executed directly by independent third-party API and widget providers, specifically ChangeNOW and Guardarian. By initiating a transaction, you enter into a direct contractual relationship with the respective third-party provider and agree to their Terms of Service and AML/KYC Policies.

3. Eligibility and Prohibited Jurisdictions

By using this Platform, you represent and warrant that:

• You are at least 18 years of age and have full legal capacity to enter into binding contracts.
• You are not a resident, citizen, or located in any restricted or sanctioned jurisdiction (including North Korea, Iran, Syria, Cuba, the Crimea, Donetsk, and Luhansk regions, or any jurisdiction subject to UN, EU, OFAC, or German sanctions).
• You are not listed on any international trade or economic sanctions lists.
• You will not use the Platform for illegal activities, money laundering, terrorist financing, darknet transactions, fraud, or ransomware.

4. Exchange Rates, Fees, and Execution

• Estimated vs. Fixed Rates: Cryptocurrency markets are volatile. Unless a fixed rate is explicitly locked in via the widget, the displayed amount is an estimate and the final exchange rate is determined upon blockchain confirmation of your deposit.
• Network & Routing Fees: Transactions are subject to blockchain network fees and a partner routing spread included in the displayed rate.
• Minimum Limits: Deposits sent below the required minimum network threshold cannot be processed and may result in an irreversible loss of funds.

5. User Responsibilities & Irreversibility of Transactions

Users are solely responsible for verifying the accuracy of their destination wallet addresses, selecting the correct network, and including required Memo/Destination tags. Blockchain transactions are irreversible, and neither we nor our routing partners can reverse or recover funds sent to an incorrect address.

6. Limitation of Liability & Governing Law

Nothing on this Platform constitutes financial, investment, or tax advice. The Platform is provided on an "as-is" basis without warranties. We are not liable for API downtime, blockchain delays, slippage, or funds paused by third-party providers due to mandatory AML/KYC checks. These Terms are governed by the laws of the Federal Republic of Germany.

AML / KYC Policy

Last Updated: October 2026

1. Policy Statement & Regulatory Alignment

OctaSwap / Hamster Wallet (operated by Jannik Willi Dauser) is strictly committed to preventing money laundering, terrorist financing, and sanctions circumvention. While our Platform operates as a non-custodial interface that does not require prior user account registration ("no sign-up"), all transactions routed through our interface are subject to mandatory automated Anti-Money Laundering (AML) and Know Your Customer (KYC) compliance frameworks enforced by our integrated third-party providers (ChangeNOW and Guardarian).

2. Fiat-to-Crypto & Crypto-to-Fiat Transactions (Guardarian)

• Mandatory KYC Verification: All transactions involving fiat currencies (EUR, USD, GBP, etc.) via bank transfer (SEPA), credit/debit card, Apple Pay, or Google Pay are processed directly by regulated fiat on-/off-ramp partners such as Guardarian.
• Regulatory Obligation: In accordance with European and international financial regulations, Guardarian is legally required to verify the identity of its users (KYC). Users purchasing or selling cryptocurrency for fiat must complete identity verification (government-issued ID, proof of residence, and/or liveness check) directly within the provider's widget before transaction execution.

3. Crypto-to-Crypto Swaps (ChangeNOW)

• Automated Risk-Scoring System: Crypto-to-crypto swaps routed via ChangeNOW do not require upfront account registration by default. However, every incoming wallet address and transaction is screened in real time by ChangeNOW's automated AML risk-prevention algorithms (analyzing blockchain forensics, illicit exposure, mixers, stolen funds, and sanction lists).
• Case-by-Case KYC Trigger: If a transaction is flagged as suspicious or high-risk by ChangeNOW's automated AML filter, the transaction will be paused, and the User must complete a mandatory KYC verification and Source of Funds (SoF) check directly with ChangeNOW's compliance department.

4. Verification Procedure for Flagged Transactions

When verification is triggered by a liquidity partner, Users may be required to provide a valid government-issued ID, a real-time selfie/liveness verification, and proof of Source of Funds (e.g., wallet history or exchange logs) directly to the third-party provider's compliance team.

Privacy Policy (GDPR / DSGVO)

Last Updated: October 2026

1. Data Controller (Verantwortlicher)

Jannik Willi Dauser (operating OctaSwap / Hamster Wallet / OctaCrypt)
Friedensstraße 18, 55583 Bad Kreuznach, Germany
Email: contact.octacrypt@gmail.com | Phone: +49 1520 4112299

2. Data Minimization & Server Log Files

We do not offer user accounts, registration forms, or newsletters, and we do not store personal user profiles, wallet addresses, or transaction histories in our own databases. When you access our website, our hosting provider (Strato AG, Germany) automatically collects and temporarily stores standard technical server log files (browser type, operating system, referrer URL, anonymized IP address, and timestamp) pursuant to Art. 6 (1) lit. f GDPR to ensure operational security and DDoS protection.

3. Embedded Third-Party Widgets (ChangeNOW & Guardarian)

To provide cryptocurrency swap and fiat on-/off-ramp functionalities, our website embeds interactive widgets provided by ChangeNOW and Guardarian. When loading or interacting with the widget, your browser establishes a direct connection to the servers of ChangeNOW and/or Guardarian, transmitting technical connection data (IP address, browser metadata) and transaction inputs (wallet addresses, amounts, and where applicable, KYC identification data for fiat transactions or AML reviews) pursuant to Art. 6 (1) lit. b GDPR under their respective privacy policies.

4. Your Rights Under GDPR

Under the European General Data Protection Regulation (GDPR), you have the right to access (Art. 15), rectification (Art. 16), erasure (Art. 17), restriction of processing (Art. 18), data portability (Art. 20), and objection (Art. 21), as well as the right to lodge a complaint with a competent supervisory authority in Germany.